top of page

Syndicate Legal & Financial

(a collection of Professional Services Corporations)

8383 Wilshire Blvd.

Beverly Hills, California 90211

Phone: (818) 937-3811

Email: Click Here

PORTFOLIO SASB RETAIL LOANS (TIER 1):

  • Financing Amount:

    • Minimum: $1,000,000 USD​

    • Maximum Loan: Unlimited

  • Locations:​

    • United States (all 50 States)​

    • Canada

  • Purchase & Refinances:

    • Maximum Loan to "As-Is Value":​

      • 75%​

    • Loan Terms:​

      • 5 to 30 years​

    • Amortization:​

      • 20 to 30 years​ (Interest Only Options)

    • Debt Service Ratio:​

      • 1.25 plus

  • Construction:

    • Maximum Loan to "As Completed Value"​

      • 75%​

    • Maximum Loan to Cost

      • 90%​

    • Construction Loan Terms​

      • 2yr, 3yr & 4yr. ​

  • Recourse:

    • Non-Recourse with Bad Boy Carveouts

  • Lender Fee:​

    • No Lender Fees for 2023

  • Current Rates:

    • On Par with Commercial Bank Rates

    • Call or email for a quote

​​​

  • Prepay Penalty Structure

    • Yield Maintenance; or

    • Defeasance 

  • Pre-Closing / Due Diligence:​

    • Loans typically closed in 45-60 days

    • No Upfront Lender Fees

    • Borrower shall be responsible for the following third-party fees if needed:

      • Appraisal

      • Environmental Engineering Report

      • Structural Engineering Report

      • Zoning Report

      • Other Required Inspections, and

      • Securitization Costs

  • Borrower Financial Statements (at Application):

    • Refinance:​

      • Un-Audited Financial Statements consisting of (at a minimum): Balance Sheet and Profit & Loss Statement. ​

    • Purchase:

      • Complete Business Plan with a Five Year Financial Proforma Statement.​

      • Un-Audited Financial Statements consisting of (at a minimum): Balance Sheet and Profit & Loss Statements

    • Construction:

      • Complete Business Plan with a Five Year Financial Proforma Statement.​

      • Un-Audited Financial Statements consisting of (at a minimum): Balance Sheet and Profit & Loss Statements

PORTFOLIO SASB RETAIL LOANS (TIER 2):

  • Financing Amount:

    • Minimum: $1,000,000 USD​

    • Maximum Loan: Unlimited

  • Locations:​

    • United States (all 50 States)​

    • Canada

  • Purchase & Refinances:

    • Maximum Loan to "As-Is Value":​

      • 85%​

    • Loan Terms:​

      • 5 to 30 years​

    • Amortization:​

      • 20 to 30 years​ (Interest Only Options)

    • Debt Service Ratio:​

      • 1.25 plus

  • Construction:

    • Maximum Loan to "As Completed Value"​

      • 85%​

    • Maximum Loan to Cost

      • 95%​

    • Construction Loan Terms​

      • 2yr, 3yr & 4yr. ​

  • Recourse:

    • Non-Recourse with Bad Boy Carveouts

  • Lender Fee:​

    • No Lender Fees for 2023

  • Current Rates:

    • Higher than Bank Rates / Less than Hard Money Rates

    • Call or email for a quote

​​

  • Prepay Penalty Structure

    • Yield Maintenance; or

    • Defeasance 

  • Pre-Closing / Due Diligence:​

    • Loans typically closed in 45-60 days

    • No Upfront Lender Fees

    • Borrower shall be responsible for the following third-party fees if needed:

      • Appraisal

      • Environmental Engineering Report

      • Structural Engineering Report

      • Zoning Report

      • Other Required Inspections, and

      • Securitization Costs

  • Borrower Financial Statements (at Application):

    • Refinance:​

      • Un-Audited Financial Statements consisting of (at a minimum): Balance Sheet and Profit & Loss Statement. ​

    • Purchase:

      • Complete Business Plan with a Five Year Financial Proforma Statement.​

      • Un-Audited Financial Statements consisting of (at a minimum): Balance Sheet and Profit & Loss Statements

    • Construction:

      • Complete Business Plan with a Five Year Financial Proforma Statement.​

      • Un-Audited Financial Statements consisting of (at a minimum): Balance Sheet and Profit & Loss Statements

PORTFOLIO SASB RETAIL LOANS (TIER 3):

  • Financing Amount:

    • Minimum: $1,000,000 USD​

    • Maximum Loan: Unlimited

  • Locations:​

    • United States (all 50 States)​

    • Canada

  • Purchase & Refinances:

    • Maximum Loan to "As-Is Value":​

      • 95%​

    • Loan Terms:​

      • 5 to 30 years​

    • Amortization:​

      • 20 to 30 years​ (Interest Only Options)

    • Debt Service Ratio:​

      • 1.25 plus

  • Construction:

    • Maximum Loan to "As Completed Value"​

      • 90%​

    • Maximum Loan to Cost

      • 100%​

    • Construction Loan Terms​

      • 2yr, 3yr & 4yr. ​

  • Recourse:

    • Non-Recourse with Bad Boy Carveouts

  • Lender Fee:​

    • No Lender Fees for 2023

  • Current Rates:

    • Higher than Bank Rates / Less than Hard Money Rates

    • Generally, includes Equity Participation 

    • Call or email for a quote

  • Prepay Penalty Structure

    • Yield Maintenance; or

    • Defeasance 

  • Pre-Closing / Due Diligence:​

    • Loans typically closed in 45-60 days

    • No Upfront Lender Fees

    • Borrower shall be responsible for the following third-party fees if needed:

      • Appraisal

      • Environmental Engineering Report

      • Structural Engineering Report

      • Zoning Report

      • Other Required Inspections, and

      • Securitization Costs

  • Borrower Financial Statements (at Application):

    • Refinance:​

      • Un-Audited Financial Statements consisting of (at a minimum): Balance Sheet and Profit & Loss Statement. ​

    • Purchase:

      • Complete Business Plan with a Five Year Financial Proforma Statement.​

      • Un-Audited Financial Statements consisting of (at a minimum): Balance Sheet and Profit & Loss Statements

    • Construction:

      • Complete Business Plan with a Five Year Financial Proforma Statement.​

      • Un-Audited Financial Statements consisting of (at a minimum): Balance Sheet and Profit & Loss Statements

Retail.jpg

RETAIL REAL ESTATE LOANS:

bottom of page